Home Refinance Loans

Your needs change. So can your mortgage. A home refinance loan can reduce the total cost of your home loan. It offers a shorter term at a competitive fixed rate – so you can pay off your home sooner and pay less interest overall. Whatever your goal, we can help you refinance your home.

Interest Rate

  • Competitive interest rates
  • 0.25% discount for maintaining automatic payment from a Blixcore Offshore Bank deposit account
  • May be tax deductible. (Consult your tax advisor regarding your deductibility of interest.)

How to apply:

Contact your branch or call TeleLoanTM at (800) 429-7685.

Please have this information ready when you call TeleLoan:

  • Social Security Number and date of birth (borrower and co-borrower)
  • Home address and phone number/mailing address if different from home
  • Previous address if at residence for less than 2 years
  • W-2 (2 years) and 30 days of most recent paystubs; if self-employed, last 2 years' personal and business tax returns and applicable K-1s
  • Retired individuals – Awards letter indicating the amount of the monthly or annual income showing continuance for at least three years; and/or Benefit verification letter issued by the Social Security Administration
  • Value of collateral (i.e. real estate, stock, savings account, etc.)
  • Copies of real estate deed(s) or current loan statement(s)
  • Name/phone number of nearest relative(s) not living with you

All loans subject to credit approval. Restrictions apply; see banker for details.