Home Refinance Loans
Your needs change. So can your mortgage. A home refinance loan can reduce the total cost of your home loan. It offers a shorter term at a competitive fixed rate – so you can pay off your home sooner and pay less interest overall. Whatever your goal, we can help you refinance your home.
- Competitive interest rates
- 0.25% discount for maintaining automatic payment from a Blixcore Offshore Bank deposit account
- May be tax deductible. (Consult your tax advisor regarding your deductibility of interest.)
How to apply:
Contact your branch or call TeleLoanTM at (800) 429-7685.
Please have this information ready when you call TeleLoan:
- Social Security Number and date of birth (borrower and co-borrower)
- Home address and phone number/mailing address if different from home
- Previous address if at residence for less than 2 years
- W-2 (2 years) and 30 days of most recent paystubs; if self-employed, last 2 years' personal and business tax returns and applicable K-1s
- Retired individuals – Awards letter indicating the amount of the monthly or annual income showing continuance for at least three years; and/or Benefit verification letter issued by the Social Security Administration
- Value of collateral (i.e. real estate, stock, savings account, etc.)
- Copies of real estate deed(s) or current loan statement(s)
- Name/phone number of nearest relative(s) not living with you
All loans subject to credit approval. Restrictions apply; see banker for details.